Get A Home Mortgage in Japan！！

Jun 10, 20241 min read

Are you considering getting a housing loan in Japan? Among foreign nationals currently residing in Japan, many are interested in exploring the option of obtaining a house mortgage loan. However, some may find it challenging due to the requirement of permanent residency or various other conditions.

In this article, we will introduce financial institutions where you can apply for a home mortgage even without permanent residency.

Please feel free to use this as a reference.

We work to assist foreign nationals in securing housing loans in Japan by consulting with multiple financial institutions and providing proposals tailored to your needs.

While not everyone will pass the screening process, we encourage you to reach out for a consultation!

Financial institutions where it's possible to consult about a mome morgage even without permanent residency, provided that certain conditions are met, include:

・セゾンファンデックス

https://www.fundex.co.jp/personal/home/

・スルガ銀行

https://www.surugabank.co.jp/surugabank/kojin/service/dream_j/

・新生インベスト＆ファイナンス

https://www.shinsei-if.com/lp/real-estate-buyer1/?gad_source=1&gclid=CjwKCAjwvIWzBhAlEiwAHHWgvTVA4la0VQPpp7jrKa8ft-4Crf0pPKM5o4XaFxTXfe-Ixmb_oaKLjBoC7U4QAvD_BwE

https://www.shinsei-if.com/real-estate/buyer/buyer_case/case1.html

・SBI新生銀行

https://www.sbishinseibank.co.jp/retail/housing/column/vol77.html

・MUFG

https://www.bk.mufg.jp/kariru/jutaku/index.html

・SMBC